Earn on USDG
Earn puts idle USDG to work in established lending vaults that already run on Robinhood Chain. You deposit from your own wallet and receive vault shares, which stay in your wallet.
Vaults
| Vault | Protocol | How it earns |
|---|---|---|
| Steakhouse USDG | Morpho | Lends USDG in Morpho markets chosen by the curator, Steakhouse Financial |
| Ethena x Steakhouse USDG | Morpho | Lends USDG against Ethena collateral in Morpho markets |
| Spark Savings USDG | Spark | Earns the savings rate set by Spark governance. Has a deposit cap |
Each card shows the current APY, total deposits, room left (for capped vaults) and your deposit. The APY is the vault's live net rate and refreshes every few minutes. It is variable and never guaranteed.
Deposit
- Open Earn and choose Deposit on a vault.
- Enter an amount of USDG, or tap Max.
- Approve exactly that amount, then sign the deposit.
Your vault shares arrive in your wallet. Their USDG value grows as the vault earns.
Withdraw
Choose Withdraw, enter an amount or tap Max, and sign. USDG returns to the same wallet. You can usually withdraw at any time. A lending vault can briefly limit withdrawals if most of its USDG is lent out; if that happens, try again later or withdraw a smaller amount.
Good to know
- Avora doesn't hold your deposit and doesn't charge a fee on Earn. Vault fees, where they apply, are already included in the shown APY.
- Your Earn positions appear in Portfolio, read live from the chain.
- Vaults carry lending, liquidation and smart-contract risk, and USDG itself can be paused or frozen by its issuer. Read Risks.